The Token Standard for RWA Tokenization

• 1. Regulatory Compliance Built-In

Identity Verification: ERC-3643 embeds KYC/KYB requirements directly into smart contracts, ensuring only verified investors can hold and transfer tokens. This eliminates the need for separate compliance checks and automates regulatory adherence.

Automated Compliance: By providing built-in regulatory controls, ERC-3643 enables the automation of complex compliance requirements for real estate, funds, and other regulated assets. This reduces reliance on manual compliance processes and accelerates secure transactions.

• 2. Enabling Compliant Trustless Transactions

Compliance Verification: ERC-3643 verifies investor eligibility and regulatory requirements before allowing token transfers. This ensures that all parties involved in a transaction meet legal standards, reducing the risk of regulatory violations or compliance failures.

Immutable Compliance: Once compliance data is recorded on the blockchain through ERC-3643, it becomes immutable. This transparency and permanence ensure that all transactions are auditable and legally compliant without requiring a central compliance authority.

• 3. Enhancing Efficiency and Reducing Costs

Streamlined Compliance: ERC-3643 automates and streamlines the transfer of regulated assets by eliminating the need for manual compliance verification. This speeds up processes like security token transfers, which traditionally involve lengthy compliance checks and paperwork.

Cost Reduction: By cutting out compliance intermediaries and automating regulatory validation, ERC-3643 reduces the costs associated with compliant asset transactions. This makes transferring regulated real-world assets more affordable and accessible while maintaining full compliance.

• 4. Supporting Complex Use Cases

Compliant Smart Contracts: ERC-3643 enables smart contracts to execute based on real-time compliance data. For instance, a smart contract for a tokenized fund could automatically restrict transfers based on investor jurisdiction or accreditation status, ensuring that the contract maintains regulatory compliance automatically.

Regulated DeFi: ERC-3643 opens up new possibilities in compliant decentralized finance, such as tokenizing regulated securities or enabling compliant asset-backed lending. This broadens access to regulated financial services while maintaining full legal compliance.

• 5. Facilitating Global Inclusion

Compliant Global Access: ERC-3643 makes it possible for qualified investors worldwide to participate in compliant transactions involving regulated real-world assets. By providing built-in compliance verification on a decentralized platform, ERC-3643 ensures that eligible participants can engage in the global regulated economy while maintaining legal standards.

Regulated Financial Inclusion: ERC-3643 enables compliant tokenization and trade of regulated real-world assets globally, bringing access to regulated financial products to qualified participants worldwide while maintaining full regulatory compliance.

• Step 1: Identity & Compliance Verification

We implement ERC-3643's identity verification system to ensure all token holders meet KYC/KYB requirements. Regulatory compliance data is validated using blockchain-based smart contracts to ensure all transactions meet legal standards for regulated asset transfers.

• Step 2: Compliant Token Implementation

The validated compliance data powers ERC-3643 tokens, automating compliant asset transactions like regulated security transfers, investor eligibility checks, and jurisdictional restrictions. Our platform enables compliant fractional ownership and tokenization of regulated real-world assets.

• Step 3: Regulatory Compliance Automation

All compliance data is anchored on the blockchain through ERC-3643 for transparency, security, and immutability. This ensures that transactions are compliant, efficient, and automatically enforce regulatory requirements.

• 1. Real Estate Tokenization

Automate property transactions with accurate compliance verification. Verify investor eligibility, ensure regulatory compliance, and execute transfers seamlessly on the blockchain.

• 2. Insurance Automation

Streamline risk assessments, policy issuance, and claims processing with real-time environmental and property condition data.

• 3. Urban Planning

Enable smarter urban planning decisions by leveraging up-to-date land use and zoning data. Automate compliance and infrastructure management.

• 4. Sustainable Development

Support green projects with accurate compliance data for regulated asset management, ensuring sustainability in development initiatives.

• 1. Accurate and Reliable Compliance Data

Multi-Source Verification: Mapfi collects compliance data from a wide array of sources, including satellite imagery, IoT devices, public databases, and crowdsourced contributions. This ensures comprehensive coverage and high data accuracy.

AI-Driven Validation: We leverage artificial intelligence and machine learning to cross-reference and validate data, ensuring that only accurate and reliable information is fed into the blockchain.

• 2. Seamless Integration with Blockchain

Smart Contract Compatibility: Mapfi's ERC-3643 implementation is designed to seamlessly integrate with smart contracts, enabling automated transactions involving real-world assets like real estate, land, and natural resources.

Blockchain Agnostic: Our platform is compatible with multiple blockchain networks, allowing you to choose the best blockchain for your needs while still benefiting from Mapfi's powerful compliance services.

• 3. Automation and Efficiency

End-to-End Automation: By providing real-time compliance verification, Mapfi enables the automation of complex processes such as property transfers, zoning verification, and environmental compliance. This reduces the need for manual intervention and accelerates transaction timelines.

Cost-Effective Solutions: Our platform reduces the need for intermediaries, cutting down on transaction costs and making the transfer of real-world assets more affordable.

• 4. Security and Transparency

Immutable Data Records: All compliance data processed by Mapfi's ERC-3643 tokens is securely anchored on the blockchain, ensuring transparency and immutability. This creates a trustless environment where all transactions can be verified and audited with ease.

Privacy-Preserving Techniques: We use advanced privacy-preserving techniques to protect sensitive compliance data, ensuring that your business can leverage blockchain technology without compromising on security.

• 5. Industry Expertise and Innovation

Pioneering Technology: Mapfi is a leader in the ERC-3643 compliance space, continuously innovating to stay ahead of industry trends. Our platform combines cutting-edge technology with deep expertise in both blockchain and regulatory compliance.

Scalable and Flexible: Whether you’re a small business or a large enterprise, Mapfi’s platform scales to meet your needs. Our flexible solutions allow you to customize your integration and take full advantage of our compliance services.

• 6. Global Reach and Inclusivity

Unlocking New Markets: Mapfi's ERC-3643 implementation enables businesses to tap into new markets by facilitating the tokenization and transfer of real-world assets across borders. This creates new opportunities for growth and investment.

Financial Inclusion: Our platform democratizes access to financial services by allowing underbanked populations to participate in the global economy through asset tokenization and blockchain-based transactions.

• 7. Incentives for Data Providers

Reward Systems: Mapfi incentivizes individuals and businesses to contribute compliance verification by offering rewards in the form of tokens. This ensures a continuous flow of high-quality data and creates a self-sustaining ecosystem.

Crowdsourced Validation: WMapfi allows the community to participate in data validation, rewarding contributors who help maintain the accuracy and reliability of the data on our platform.

• 8. Future-Proofing Your Business

Prepared for the Future: Mapfi's ERC-3643 platform positions your business to take full advantage of the future of blockchain and compliance technology. As the world moves towards greater regulation and digitization, Mapfi ensures that your business is at the cutting edge of compliant innovation.

Support for Emerging Use Cases: From decentralized finance (DeFi) to regulated smart cities, Mapfi supports emerging use cases that require accurate and reliable compliance data, ensuring that your business is ready for the next wave of technological advancement.

At Mapfi, we believe that connecting physical assets to blockchain requires more than digitization—it demands trust, transparency, and legal interoperability. ERC-3643 provides this foundation by combining compliance logic with token liquidity, enabling a safer and more scalable ecosystem for asset-backed tokens.

• Identity-Bound Transfers: Tokens can only move between verified wallets, enforcing investor eligibility automatically.

• Regulatory Compliance On-Chain: Built-in whitelist/blacklist systems manage transfer restrictions and jurisdictional rules.

• Modular & Interoperable: Works seamlessly with ERC-20 infrastructure, wallets, and exchanges while adding compliance intelligence.

• Real-World Applications: Tokenized real estate, energy infrastructure, funds, and other regulated asset classes.

Mapfi leverages ERC-3643 as the compliance backbone for spatially anchored digital assets—parcels, infrastructure, and resource rights—ensuring every tokenized asset meets identity, jurisdiction, and regulatory standards from issuance to secondary trade.